Bridging the Gap: Finding Coverage for Vision and Dental

  • By interactive
  • 02 Oct, 2017
Vision and Dental Insurance - Quincy IL

While the majority of employee benefit plans come with some type of medical insurance, many don’t include dental or vision, leaving people scrambling for coverage when they need it the most. If you can’t get dental or vision coverage through your employer or you’re self-employed, we know that it can be tempting to simply skip your annual vision check-up, dental cleaning, or avoid going to the dentist when you have a toothache. This is a bad idea, as skipping annual checkups can lead to poor long-term dental or vision health, which can end up leading to costly procedures in the future. Here at Winters Insurance Group, we offer both insurance for vision and dental insurance in Quincy, IL .

Why It’s Important to Be Insured

An unfortunate aspect of many modern companies is that they don’t offer vision and dental insurance plans to go along with their standard medical plans. And if you’re self-employed, you’re out of luck even further, because then it’s up to you to find all forms of insurance for yourself. If this situation sounds familiar, you’re not out of luck. Standalone dental and vision coverage is affordable for the average Quincy, IL resident, and if you can fit it into your budget, it’s highly recommend that you obtain it from a trusted company like Winters Insurance Group.

It’s been proven that people who don’t have insurance visit the doctor, dentist, and eye care provider less often than those who do, with the main reason being that paying for these services out of pocket can be prohibitively expensive. However, if you’re experiencing dental or vision issues, it’s not a good idea to ignore them. Failing to address dental and vision issues can have long-term issues on your well-being and can end up costing you a fortune in future medical bills.

Should I Get Insurance? A Cost-Benefit Analysis

Now you may be wondering, can I afford to buy my own dental and vision insurance? That’s a good question, and there’s no definite answer, but we can help you by providing a cost-benefit analysis.

Dental Insurance Costs

According to, the average yearly cost of an individual dental plan was $350 in 2014. Of course, since costs have gone up in the past few years, it’s likely slightly higher now. The average checkup costs around $288 , which is nearly as much as the premium costs. So essentially, if you plan on getting anything more than one dental checkup per year, it’s worth it to obtain insurance. People with typical dental plans can reduce their costs of annual routine care by 100 percent and the cost of procedures like bridges and crowns by 50 percent.

Winters Insurance Group

Winters Insurance Group is a trusted group of insurance professionals located in Quincy, IL. We provide a wide variety of insurance solutions to area residents, including dental, vision, life, health, and homeowners. Contact us today to obtain more information about our dental and vision insurance options. Our experienced team will be able to answer all of your questions and help you pick out the plan that’s right for you.

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