Personal refers to the type of insurance you can buy to reduce your exposure in the event of a loss. Automobile, home and liability are the common policies you may have. Personal can also refer to the type of professional service you expect and deserve from your insurance agent.
Homeowners insurance provides coverage in the event of damage to your home, garage, other structures and personal property. A homeowners policy also provides liability coverage for injuries and damage you cause to other people.
Automobile insurance is designed to help provide liability coverage for injuries caused by a policyholder or damages a policyholder causes to another person’s property. It can provide financial reimbursement if your car is vandalized, damaged by fire, stolen or hit by an uninsured driver.
Recreational Vehicle Insurance
Do you have a 5th Wheel camper, Travel Trailer, ATV or motorcycle? Regardless of the type of recreational vehicle you have, we have the specialized type of insurance to provide you with the protection you need. Standard automobile insurance doesn’t always provide the coverage needed for a recreational vehicle.
If you find yourself facing a claim for damage or loss that you are legally responsible for, your assets, college fund, nest egg, retirement and more could be at risk. Umbrella insurance offers an additional layer of personal liability coverage. Umbrella insurance protects you and your family when you are faced with major claims and lawsuits.
Most personal watercraft policies address physical damage and liability losses that occur while operating jet skis, wave runners and other similar watercraft.
Personal Articles Insurance
Personal articles insurance refers to additional coverage that can be purchased if you need additional coverage for jewelry, furs, artwork, etc. Most homeowner’s policies limit coverage for theft or misplacement of these items, so this provides you an option to increase coverage if necessary.